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Employee Benefit Solutions (EBS)
Group Insurance Products

The landscape of employee benefits is changing and complex. Our group benefit and group insurance products can be tailored to fit your organization's needs.


Group Insurance Products

Employee Benefit Solutions (EBS) is focused on understanding your individual needs and crafting a customized plan for addressing all of your insurance needs.


Group Insurance Products

We are dedicated to providing answers to all of your insurance and benefit questions. Our resources section has many answers that can help you make informed decisions.


Group Insurance Products

Our team of experienced insurance and benefit professionals are available to get you a customized quote that addresses your organizational needs.



About Barton, Fenstermaker, Tondello, & Associates, LLC

Benefit Solutions for Personal and Group Insurance

Providing Personalized Benefit
solutions to You

Employee Benefit Solutions provides personalized insurance and benefit solutions to organizations from Pensacola to Jacksonville including, Destin, Ft. Walton Beach, and Panama City.


We specialize in offering comprehensive group products for health, dental, vision, disability, and life, as well as section 125 cafeteria plans and individual insurance products for health, dental, disability, life, and long term care. Contact us today for a quote.


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Latest News


July 15, 2015

Family Plans Must Embed Out-of-pocket Limits in 2016

The Affordable Care Act (ACA) requires non-grandfathered health plans to limit an enrolleeā€™s out-of-pocket costs for essential health benefits each year. This annual limit is often referred to as the out-of-pocket (OOP) maximum.


July 14, 2015

IRS Issues New Q&As on Section 6056 Reporting

The Internal Revenue Service (IRS) recently released new Questions and Answers (Q&As) regarding Section 6056 reporting. These Q&As provide additional details on completing Forms 1094-C and 1095-C.










Individual Products


Health Insurance

Dental Insurance

Disability Insurance

Life Insurance

Long Term Care




Group Products


Group Health Insurance

Group Dental

Group Vision

Group Life Insurance

Group Disability

Group Voluntary Life

125 Cafeteria






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